Articles from the world of loans and mortgages


Stay informed about changes in loan regulations, tips on what to watch out for when getting a mortgage, and many other useful information.

What is RPSN, or the annual percentage rate of charge?

What is RPSN, or the annual percentage rate of charge?

When looking to obtain a mortgage, it is important to consider various factors such as the interest rate, the length of the loan, and any additional fees or charges. One important factor to consider is the RPSN (Real Annual Percentage Rate of Charge), which is the total cost of the mortgage including all fees and charges expressed as an annual percentage.

New Rules for Mortgage Eligibility: Understanding the Criteria You Need to Meet

New Rules for Mortgage Eligibility: Understanding the Criteria You Need to Meet

As of April 1st, 2022, the Czech National Bank has implemented new regulations under which banks can only provide mortgage loans to clients who meet certain criteria.

Learn about the Czech mortgage process and what you need to know to successfully navigate the market and purchase a property

Learn about the Czech mortgage process and what you need to know to successfully navigate the market and purchase a property

Purchasing a property in the Czech Republic can be a daunting task, especially for those unfamiliar with the local mortgage market. However, with the right information and guidance, it is possible to successfully navigate the process and find a home that meets your needs and budget.