Articles from the world of loans and mortgages
Stay informed about changes in loan regulations, tips on what to watch out for when getting a mortgage, and many other useful information.
Why Will the Bank Lend You Less for a Mortgage Than You Expected? Your Financial Obligations Are the Key
How do financial obligations affect a mortgage application? Why the bank will lend you LESS than you expect.
Mortgage Approved? Careful, You're Not Home Free Yet! What to Expect Before the Drawdown
Approved! But where's the money? (Drawing down your mortgage step by step)
Your Fixed-Rate Mortgage Isn't a Cage: Why You're Paying Unnecessarily High Interest (and How to Change It)
Lowering your mortgage interest rate DURING your fixed term? It's possible (often for free)
How to Get a Mortgage Without Savings? A Second Property as Collateral Can Help
A Mortgage Without Savings? How Using a Second Property as Collateral Works
The 20% Down Payment Myth: Why You Don't Need as Much for a Mortgage as You Think
What is LTV? How to get a mortgage even if you don't have 20% in cash.
Pay Off Your Mortgage Early, or Invest Instead? The Math Will Give You the Answer
Pay Off the Mortgage or Invest? Which Is More Worthwhile
Banks Prohibited from Early Mortgage Repayment Penalties, Must Lower Rates to Retain Customers
The fact that banks are not allowed to impose penalties on clients for early repayment of mortgages is like an elephant in the room in the banking sector. Everyone who is in the know realizes that it is the case, but it is not discussed much. Especially, in banks, for obvious reasons, it is not discussed with clients.
Showing income for a mortgage application in a simple and efficient way.
Different banks calculate income differently. We will show you how to take advantage of that.
Why You Should Consider Using a Mortgage Broker or Mortgage Advisor
Mortgage brokers or advisors can assist in finding the best mortgage options, saving time and money. They can help navigate the complex process and avoid common mistakes.
